This is the gate the workstream lives behind. Every asset, every claim, every pitch letter that touches a regulated phrase passes a two-step approval before it leaves the building. The cleared-claims register below is what Corrina can reuse without re-clearance. The forbidden-phrases register is what no asset may contain. The RACI matrix is who signs what.
No asset ships from WS1 without both signatures. SLAs are non-negotiable — the workstream depends on them.
Corrina & the YDT editorial team check the asset against the cleared-claims register, the forbidden-phrases register, and the four mandatory inclusions. Internal craft pass.
Carla (acting) plus external counsel where the claim touches financial product territory. Sign-off is logged in the PMO Jira board with the cleared-claim ID, basis, and reviewer name. That ID is what makes the claim reusable.
What is in the pipe right now. Filter by stage; click an item to see the audit trail. This view is the same one the Steering Committee sees in the fortnightly sprint review.
| ID | Asset | Submitted by | Stage | Age | Notes |
|---|---|---|---|---|---|
| AR-027 | Hero film 37s cut — vertical 9:16 for Meta | Corrina (WS1) | Legal Review | 18h | Awaiting Carla (acting) sign-off on lower-third disclaimer wording |
| AR-028 | AFR pitch letter — Aleks Vickovich variant | Corrina (WS1) | YDT Review | 6h | YDT internal review · 24h SLA · within window |
| AR-026 | Vertical landing page — broker / NCCP variant | YDT (WS1) | Changes Requested | 2d | WS4 legal asked for explicit NCCP RG 209 reference in footer |
| AR-025 | Founder bio — 250-word version for podcast outreach | Corrina (WS1) | Cleared | cleared | Cleared 2d ago · ledgered · published to /press |
These claims have passed both gates. They are reusable verbatim in any WS1 asset without re-clearance. Anchor the workstream's structural defence on these.
"Commission ledger is cryptographically auditable."
"There is no recruitment commission, no joining fee, no downline, and no token."
"Affiliates earn exclusively on real customer transactions."
"Flip 360 does not provide personal financial advice. Consider your own circumstances."
These phrases do not ship from this workstream. The regulator and the reason are next to each one so the discipline is portable — Corrina can train a new YDT writer in five minutes.
| Phrase | Why it is prohibited | Regulator / source |
|---|---|---|
| "Guaranteed" income / "guaranteed" returns | No financial product in Australia may be promoted as guaranteed without licensing under the ACL and AFSL framework. Hard line. | ASIC · ACCC s.18 ACL |
| "Risk-free" / "passive" / "no work" — without qualifier | Constitutes a misleading inducement under the ACL. Always pair with the disclosure language on this page. | ACCC · ASIC |
| Specific income projections without disclaimer | Personalised dollar figures or "you will earn $X" framing requires the standard past-performance and own-circumstances disclaimer in the same field of view. | ASIC · AANA Code of Ethics |
| MLM-adjacent language ("downline", "team build", "recruit and earn") | Flip 360 is structurally not MLM (no recruitment commission, no joining fee, no downline). Using MLM vocabulary defeats the architectural defence. | ASIC · ACCC |
| Personal financial advice phrasing ("we recommend", "best for you") | Triggers AFSL territory. The platform is general information only — always frame as such. | ASIC · AFSL framework |
| Mortgage, loan or credit claims without NCCP clearance | Any reference to credit assistance or broker activity invokes NCCP Act licensing. Vertical-specific copy must be cleared with WS4 Legal. | NCCP Act · ASIC RG 209 |
These must appear on the surfaces noted. Their absence is grounds for the asset to be pulled.
ABN / ACN clearly displayed on landing page and footer
"Affiliate commissions tracked by immutable audit ledger. Past performance does not guarantee future commission."
"Consider your own circumstances. Flip 360 does not provide personal financial advice."
Vertical-specific regulator disclosures (NCCP for broker, AFSL for adviser, ACL for property)
Twelve decision rows across cross-workstream governance and Volume 5 delivery. Read the legend first; then the table tells you who signs, who is consulted, who is informed, for every motion that touches WS1.
| Activity / decision | R | A | C | I | Source |
|---|---|---|---|---|---|
| Hero film master cut changes | YDT (WS1) | Mathew | Carla + all WS leads | All | Vol 4 Ch 13 |
| Media spend reallocation > $25k | YDT (WS1) | Mathew | Carla | All WS leads | Vol 4 Ch 13 |
| New vertical activation | WS6 / BDM | Mathew | WS1 + WS4 + WS2 | All | Vol 4 Ch 13 |
| Compliance copy variants | WS4 / Legal | Carla (acting) | WS1 | Mathew | Vol 4 Ch 13 |
| Affiliate T&C amendments | WS4 / Legal | Mathew | WS2 + WS1 | All | Vol 4 Ch 13 |
| Commission rate changes | WS2 / Carla | Mathew | WS1 + WS6 | All | Vol 4 Ch 13 |
| Press kit production | YDT | Corrina (PR Lead) | Carla, Mathew | Steering Committee | Vol 5 Ch 13 |
| Pitch letter drafting & sending | Corrina (PR Lead) | Corrina (PR Lead) | Mathew | Carla | Vol 5 Ch 13 |
| Founder interviews & podcast recordings | Mathew | Mathew | Corrina (PR Lead) | Carla | Vol 5 Ch 13 |
| TEDx application & coaching | Corrina (PR Lead) | Mathew | Speaker coach | Steering Committee | Vol 5 Ch 13 |
| Crisis comms | Corrina (PR Lead) | Mathew | Legal counsel, Carla | Steering Committee | Vol 5 Ch 13 |
| Coverage tracking & attribution reporting | Carla / CoSai | Carla | Corrina (PR Lead) | Mathew | Vol 5 Ch 13 |
Approval is not only point-in-time on individual assets — it is also the rhythm of these forums. WS1 reports into each on the cadence below.
Any platform touching the words "passive income" in Australia will, at some point in its first 24 months, be asked whether it is an MLM, whether it is a Ponzi, and whether it is "too good to be true." The right answer is rehearsed, not improvised.
No. There is no recruitment commission, no joining fee, no downline structure, and no token. Affiliates earn exclusively on real customer transactions. We deliberately engineered the model to fail every MLM diagnostic — it was a design constraint, not an afterthought.
A side hustle is a second job. It steals time from your family and it ends the moment you stop showing up. Flip 360 is the opposite — it is a referral economy where the commission compounds while you sleep. You earn passive while you earn active income. We are explicit that we are not a side hustle.
We are structured to comply with ASIC, NCCP and the Australian Privacy Principles. We hold our own legal opinion, and our commission ledger is cryptographically auditable. We welcome any regulator to review the architecture, and we proactively publish our compliance posture at flip360.com.au/compliance.
The PR Lead (Corrina) publishes a calm, factual on-the-record response at flip360.com.au/press. Anchored to cleared claims from the register above. No improvisation.
Mathew records a short founder-direct video — no makeup, no podium, no spin — posted on owned channels. We do not fight in the comments. We respond once, in our own voice, on our own land.
A claim that has passed both gates lives in the register with an ID. Corrina can drop it into any pitch letter or landing page without going back through approval. The cost of clearance is paid once.
24h YDT review · 48h Legal sign-off. If either SLA slips, the bottleneck surfaces at the next sprint review and the Steering Committee owns the unblock. Approval is never the reason coverage misses a window.
When a hostile piece lands, no one drafts under pressure. The three pre-briefed lines above are the answer. Corrina’s job is to deliver them clearly within the 4h / 24h protocol — not to find new words.
